The financial side of divorce
doesn't have to be overwhelming.
Divorce brings decisions that will shape your financial life for years. What the settlement actually means in dollars. Whether you can keep the house. How retirement accounts and pensions get divided. You deserve to understand all of it before you sign anything.
Schedule a confidential conversationBeth Gregg, MBA, ChFC®, CDFA®
704-247-9494 | bgregg@core-ria.com
Beth has operated a dedicated Certified Divorce Financial Analyst practice since 2012, serving several hundred clients through the divorce process. She works as a Financial Neutral or Financial Advocate in collaborative divorce cases and as a Financial Advocate in non-collaborative situations..
Having personally navigated divorce, she understands the emotional weight and uncertainty this transition can bring. That experience shapes the way she shows up for every client, with empathy, steadiness, and a commitment to making the financial side of divorce less daunting.
She works closely with family law attorneys, divorce coaches, and other professionals throughout the Charlotte region and is a member of the Charlotte Collaborative Divorce Professionals group.
Beth is also the Managing Partner and founder of Fairview Wealth Advisors, where she has served the Charlotte community since 1998. She holds an MBA from UNC Chapel Hill's Kenan-Flagler Business School and the Chartered Financial Consultant designation. Beth is solely an investment advisor representative of CORE Advisory Group, and not affiliated with LPL Financial.
The right path depends on your situation.
A CDFA® serves different roles depending on how you choose to approach your divorce. Should you take the traditional route to divorce through the courts or consider a collaborative approach? Understanding the difference helps you make the right decision on which path to take. Regardless of your choice, we provide financial analysis, evaluate settlement proposals, and make sure you understand what you're agreeing to and what it means for your financial future.
Collaborative divorce is a process where both spouses and their attorneys commit to resolving the divorce outside of court. A team of professionals, including a CDFA®, divorce counselors, and sometimes a child specialist, work together to help the couple reach a fair agreement. Beth is a member of the Charlotte Collaborative Divorce Professionals group and serves as a Financial Neutral or Financial Advocate in these cases.
In a collaborative divorce, as an unbiased financial analyst, we work on behalf of both spouses and the full collaborative team. As a neutral, we are not advocating for either spouse individually, we are collaborating for clarity, fairness, and long-term financial stability for the family as a whole.
When a divorce is handled collaboratively, we work as an advocate of one spouse and their attorney.
When a divorce is handled through traditional negotiation or litigation, we work on behalf of one spouse and their attorney.
The financial expertise that complements your legal team.
A CDFA® assists both the attorney and the client with the financial side of divorce. Across collaborative and non-collaborative cases alike, we analyze the realities behind every decision, so your choices reflect what your financial life will actually look like in the future.
A clear picture of your current financial reality: income, expenses, assets, and debts, so every decision is made with the complete, accurate data.
Building a realistic post-divorce budget that accounts for changes in income, expenses, and lifestyle.
Evaluating spousal and child support scenarios, including need, ability to pay, and long-term implications.
Evaluating your lifestyle choices and what's realistically affordable once you're on your own.
Understanding the assets to be divided and the long-term planning considerations with them that should shape the decisions you make now.
A clear look at your settlement and the short- and long-term financial impact.
What the engagement looks like.
Initial conversation
A confidential call to understand your situation, where you are in the process, and how a CDFA can help. No cost, no commitment.
Financial data collection
We gather complete financial information: income, expenses, assets, debts, retirement accounts, insurance, tax returns, and any equity compensation or business interests.
Analyzing the numbers
We produce summary documents to show a complete financial picture so you and your attorney(s) can then overlay the legal obligations. These documents include a personalized budget based on past standard of living, a detailed asset chart with relevant values, and income summary and other worksheets or notes as needed.
Support through settlement
We work alongside the legal team through the negotiation process, providing financial analysis and expertise as the terms take shape.
A clear picture going forward
When the settlement is complete, you walk away knowing exactly what your financial life looks like and what comes next.
Decisions made with the full picture.
A complete analysis of the final settlement and what it means for your financial future
Clarity on property division, retirement accounts, pensions, and support obligations
A realistic post-divorce budget
Confidence that you signed a settlement you understand
What clients usually want to know.
When should I bring in a CDFA?
▼As early as possible. The most valuable time for financial analysis is before settlement terms are finalized, not after. If you're considering divorce or have already started the process, it's a good time to have a conversation.
How does a CDFA work with my attorney?
▼We become part of your divorce team. In a collaborative case, we work alongside both attorneys, a divorce counselor, and sometimes a child specialist. In a non-collaborative case, we work directly with your attorney. In both situations, we provide the financial analysis while your attorney provides the legal strategy.
How much does this cost?
▼The initial conversation is at no cost. Engagement fees depend on the complexity of your situation and are discussed during that conversation. We'll give you a clear picture of what to expect before any commitment.
What if my divorce is high-conflict?
▼High-conflict divorces involve additional complexity: uncooperative spouses, disputes over hidden assets, contested business valuations, or aggressive litigation. We provide the analysis and documentation that supports your attorney through difficult negotiations. The value of having clear financial analysis is even greater when the stakes feel uncertain.
What is collaborative divorce?
▼Collaborative divorce is a process where both spouses and their attorneys commit to resolving the divorce outside of court. A team of professionals, including a Financial Neutral, divorce counselor, and sometimes a child specialist, work together to help the couple reach a fair agreement. Beth is a member of the Charlotte Collaborative Divorce Professionals group and serves as a Financial Neutral or Financial Advocate in these cases.
Can I afford to keep the house?
▼This is one of the most common questions we work through with clients. The answer depends on your full financial picture, not just whether you can make the mortgage payment. We consider the long-term cost of keeping versus selling so you can make the decision with real numbers.
Schedule a confidential conversation.
If you're navigating a divorce and want to understand the financial side more clearly, we're here to help. Reach out and we'll find a time to talk.
The initial conversation is at no cost. Engagement fees depend on the complexity of your situation and are discussed from there.